Retiring in Roatan won't cause you to miss out on much. Just a little more patient for items to arrive to Roatan and with the free tourist zone law now in place, the arrival of goods is ever increasing.
So you have had a long day of snorkeling, diving, relaxing on the beach and need a place to unwind or sample great wine and cheese. Don't miss Roatan De La Vina Wine Bar and Jug Shop. Convenient location, in West Bay at the mall, quiet and relaxing atmosphere, excellent selection of South American wines, immaculate shop! Bread, oil, cheese and fruit are available. Get a bottle of wine "to go" and watch the sunset!
The owners are very knowledgeable about wine and Roatan. If you enjoy wine, give this shop a try while staying or retiring in Roatan.
West End is a unique and very quaint area of Roatan. It is full of cruise boat tourists, dive vacationers, island vacationers and back-packers who wind up staying for a months. It is easy to recognize the back-packer because they usually tend bar or wait tables for a few months and they all congregate at the same little bars on the beach. The various cultures of the transient back-packers, local island people, and mainland Hondurans really make this place a unique island location that everyone MUST visit (not to mention the INCREDIBLE beaches). 
Wow, this site searches many of the airlines for the best flight to and from Roatan. Also combines airline itineraries for the cheapest fairs. A great feature is graphs showing the
So close to the Honduran mainland that you can see the mountains from the island’s southern tip — and imagine ancient Maya priests staring back at you from those mountaintops — Roatan is the most developed of the Bay Islands.
Trip #2: Swimming with dolphins in Honduras