"NEW YORK (CNN) -- Charles and Anna Burge were so certain of retiring to Florida this year that they had 
begun packing up their house. The dining room of their Long Island, New York home is barren, spare a virtually empty china cabinet and a pile of cardboard boxes that hold its former contents. The couple sold their kitchen table, got rid of chairs, took pictures down from the walls and began sending belongings to their Florida condominium.
'We sold our dining room chairs and now we're sort of living half and half not,' said Charles, a superintendent with New York City's Sanitation Department.
The Burges weren't counting on a housing market collapse, a stock market tumble, and an energy squeeze that's sent gasoline prices above $4-a-gallon in their town of Coram, New York.
'Does it make sense to retire now? No. Do I want to retire now? Yes,'"
-- Money.CNN.com
Roatan has a low cost of living making it a desireable location to both enjoy the Caribbean and stretch your money. Flights to Roatan come direct, non-stop from places like Canada and Italy. The diverse real estate market in Roatan makes investing a safe bet on the island. Don't worry about trying to find a way to retire now in the U.S. Come to Roatan and just retire here in the Caribbean. Enjoy fishing for marlin or snorkling on the world's 2nd biggest coral reef. If you want to know more about retiring in Roatan email Bill Zindler at [email protected]